life insurance of alabama

BUYING LIFE INSURANCE TO COVER ELDERLY PARENTS

Life Insurance Company of Alabama
Provider of supplemental insurance products for over 25 years. The site offers company and product information for agents and consumers.
http://www.lifeofalabama.com/

Life Insurance Company of Alabama
Life Insurance Company of Alabama specializes in individual and group supplemental insurance coverage: Life, Cancer, Disability, Medical Indemnity, Dental, .
http://www.lifeofalabama.com/customer/home.html

Life Insurance Company of Alabama
Coverage under Life of Alabama's new E & O program is offered on a claims made basis. The policy will only cover claims first made against the Insured ( Agent) .
http://www.licoa.com/home.asp

Alabama Life Insurance - Cheap Life Insurance in AL
Alabama Term Life Insurance - Evaluate the differences between term life insurance plans available in Birmingham, Montgomery, Mobile, Huntsville, Tuscaloosa .
http://www.termlifeinsurance.com/alabama.html

Get Quotes From Alabama Life Insurance Companies
Find affordable Rates for Term, Whole, Variable and Universal life insurance policies from Local Alabama Companies.
http://www.lifeinsurance.org/state/alabama-life-insurance/

Alabama Term and Universal Life Insurance | Life Insurance
Mar 22, 2012 . Alabama Life Insurance Resources. Alabama Department of Insurance: The state insurance department website includes consumer and .
http://www.lifeinsurance.net/alabama-term-universal-life-insurance/

Term Life Insurance (for healthy seniors)

Key features:

  • Medical examination required, to prove that the insured is in good health
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  • Insured covered up to the age of 90 or 95 (depends on insurance company guidelines)
  • Premiums increase towards the end of the Term
  • Many seniors outlive the fixed term so look for a policy that can be converted to whole life insurance
  • Consider purchasing Burial Insurance also, should the senior outlive the Term

Burial Insurance (for healthy seniors)

Key features:

  • No medical examination required
  • Insured person is covered for life
  • Premiums are locked-in and do not change
  • Moreover, cash value increases over time
  • If the insured is healthy, then you receive full benefit the day after you pay your first premium
  • Coverage cannot be canceled as long as you pay your premiums on time
  • Proceeds can be used for burial costs and other end-of-life expenses

 

Graded Benefits Burial Insurance (for seniors with health problems)

Key features:

  • No medical examination required
  • Insured person is covered for life
  • Premiums are locked-in and do not change
  • Policy increases in cash value over time
  • You typically only get partial coverage for the first two years, and the full insured amount only in the third year of the policy
  • Insurance company cannot cancel coverage as long as you pay premiums on time
  • Proceeds can be used for burial costs and other end-of-life expenses

Life Insurance - Birmingham, AL - al.com
Results 1 - 16 of 76 . Find Life Insurance local business listings in & near .
http://businessfinder.al.com/AL-Birmingham/Life-Insurance

 

 

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