BUYING LIFE INSURANCE TO COVER ELDERLY PARENTS
Benefits | City of Olathe
The City of Olathe provides a comprehensive benefit plan for employees and their . Life Insurance; Kansas Retirement Pension; Deferred Compensation with a .
http://www.olatheks.org/HR/Benefits
OLATHE - KANSAS CITY LIFE INSURANCE COMPANIES - KC LIFE
LOCAL OLATHE LIFE INSURANCE. Jim Mitchell American Family Insurance. 1990 East Santa Fe Street #101, Olathe, KS. (913) 829-8888. American Family .
http://www.kansascity-lifeinsurance.com/olathe-life-insurance-ks-company-agency-agencies-companies-kansas.htm
Jeremy B. Schafer - Allstate Agent - Olathe, KS Auto, Home & Life ...
Jeremy B. Schafer is an Allstate Insurance Agent from Olathe, KS offering auto insurance, home insurance, life insurance, and insurance quotes.
http://agents.allstate.com/usa/ks/jeremy-b-schafer.html
Auto Insurance Quotes - Car Insurance | Allstate Online Quote
You're In Good Hands With Allstate. Allstate also offers insurance for your home, motorcycle, RV, as well as financial products such as permanent and term life .
http://www.allstate.com/
Allstate - Contact Scott Johnson from Kansas for auto insurance ...
Feb 6, 2012 . Allstate Insurance Agent Scott Johnson in Kansas can help protect you, . car insurance, home insurance, business insurance, life insurance, . As a Personal Financial Representative in Olathe, I know many local families.
http://allstateagencies.com/scottj
Term Life Insurance (for healthy seniors)
Key features:
- Medical examination required, to prove that the insured is in good health
Harlan Parker - State Farm Agent in Olathe, KS - State Farm Insurance
State Farm Insurance Agent Harlan Parker (913) 782-3310 13095 South Mur-Len Road, Suite 180, Olathe KS, 66062-1298 for Auto, Home, Life and Financial .
http://www.statefarm.com/agent/US/KS/Olathe/Harlan-Parker-T8GMZ1YS000- Insured covered up to the age of 90 or 95 (depends on insurance company guidelines)
- Premiums increase towards the end of the Term
- Many seniors outlive the fixed term so look for a policy that can be converted to whole life insurance
- Consider purchasing Burial Insurance also, should the senior outlive the Term
Burial Insurance (for healthy seniors)
Key features:
- No medical examination required
- Insured person is covered for life
- Premiums are locked-in and do not change
- Moreover, cash value increases over time
- If the insured is healthy, then you receive full benefit the day after you pay your first premium
- Coverage cannot be canceled as long as you pay your premiums on time
- Proceeds can be used for burial costs and other end-of-life expenses
Graded Benefits Burial Insurance (for seniors with health problems)
Key features:
- No medical examination required
- Insured person is covered for life
- Premiums are locked-in and do not change
- Policy increases in cash value over time
- You typically only get partial coverage for the first two years, and the full insured amount only in the third year of the policy
- Insurance company cannot cancel coverage as long as you pay premiums on time
- Proceeds can be used for burial costs and other end-of-life expenses
Victor Kim - State Farm Agent in Olathe, KS - State Farm Insurance
State Farm Insurance Agent Victor Kim (913) 782-9900 1020 West Santa Fe St, Olathe KS, 66061-3116 for Auto, Home, Life and Financial Services in Olathe.
http://www.statefarm.com/agent/US/KS/Olathe/Victor-Kim-V335J324000
