BUYING LIFE INSURANCE TO COVER ELDERLY PARENTS
Term Life Insurance Quotes And Rates >>>>>
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Term Life Insurance (for healthy seniors)
Key features:
- Medical examination required, to prove that the insured is in good health
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Free life insurance quotes from the Leading LIFE INSURANCE COMPANIES in . of the most effective ways of buying life insurance at a very affordable price.
http://www.comparelifeinsurers.net/- Insured covered up to the age of 90 or 95 (depends on insurance company guidelines)
- Premiums increase towards the end of the Term
- Many seniors outlive the fixed term so look for a policy that can be converted to whole life insurance
- Consider purchasing Burial Insurance also, should the senior outlive the Term
Burial Insurance (for healthy seniors)
Key features:
- No medical examination required
- Insured person is covered for life
- Premiums are locked-in and do not change
- Moreover, cash value increases over time
- If the insured is healthy, then you receive full benefit the day after you pay your first premium
- Coverage cannot be canceled as long as you pay your premiums on time
- Proceeds can be used for burial costs and other end-of-life expenses
Graded Benefits Burial Insurance (for seniors with health problems)
Key features:
- No medical examination required
- Insured person is covered for life
- Premiums are locked-in and do not change
- Policy increases in cash value over time
- You typically only get partial coverage for the first two years, and the full insured amount only in the third year of the policy
- Insurance company cannot cancel coverage as long as you pay premiums on time
- Proceeds can be used for burial costs and other end-of-life expenses
Cheapest Term Life Insurance Quotes - TermLifeInsurance.com
Compare the best term life insurance quotes from multiple providers. . In addition to your income and benefits, consider the cost of your funeral and burial . Make sure you do some research online and understand what is in the policy before .
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