life insurance ocean county nj

BUYING LIFE INSURANCE TO COVER ELDERLY PARENTS

Ocean County Insurance Agents and Brokers in Ocean County, NJ ...
Local business listings / directory for Insurance Agents and Brokers in Ocean County, NJ. Yellow pages, maps, local business reviews, directions and more for .
http://www.dexknows.com/local/finance/insurance/insurance_agents_and_brokers/geo/co-ocean_county-nj/

Insurance Sales Representative jobs in Ocean County, NJ
Jobs 1 - 10 of 37 . 37 Insurance Sales Representative Jobs available in Ocean County, NJ on Indeed.com. one search. all jobs. . Colonial Life - New Jersey .
http://www.indeed.com/q-Insurance-Sales-Representative-l-Ocean-County,-NJ-jobs.html

NJPAIP South Jersey Car Insurance NJ Ocean County Consumer ...
NJPAIP-NJ PAIP insurance rates are set by a state appointed agency no shopping . New Jersey Life Insurance, NJ Transit, NJ Lottery, NJCAIP Commercial Insurance, NJ . NJ PAIP Consumer Assistance for NJ Ocean County in South Jersey .
http://njpaip.com/njpaip-n-paip-ocean-county.htm

Ocean County Car Insurance in Your Local Yellow Pages by ...
Results 1 - 10 of 51 . Results for "car insurance" in "Ocean County, NJ". Post to Wall . Auto, Home, Life & More - Find An Agent & Get a Rate Quote Now! Go to the .
http://www.yellowbook.com/yellow-pages/?what=car+insurance&where=ocean+county%2C+nj

Garback Agency
NJ AUTO INSURANCE . Using products such as life insurance, disability and long-term care insurance, we are then able to help secure . Ocean County, NJ .
http://www.garbackagency.com/

Term Life Insurance (for healthy seniors)

Key features:

  • Medical examination required, to prove that the insured is in good health
  • Dianne Guyette | LinkedIn
    Current. Community Relations Coordinator at Senior Helpers of Ocean County, NJ; Health & Life Insurance Agent at Hagaman Insurance Group; Supplemental .
    http://www.linkedin.com/pub/dianne-guyette/b/b45/ab5

  • Insured covered up to the age of 90 or 95 (depends on insurance company guidelines)
  • Premiums increase towards the end of the Term
  • Many seniors outlive the fixed term so look for a policy that can be converted to whole life insurance
  • Consider purchasing Burial Insurance also, should the senior outlive the Term

Burial Insurance (for healthy seniors)

Key features:

  • No medical examination required
  • Insured person is covered for life
  • Premiums are locked-in and do not change
  • Moreover, cash value increases over time
  • If the insured is healthy, then you receive full benefit the day after you pay your first premium
  • Coverage cannot be canceled as long as you pay your premiums on time
  • Proceeds can be used for burial costs and other end-of-life expenses

 

Graded Benefits Burial Insurance (for seniors with health problems)

Key features:

  • No medical examination required
  • Insured person is covered for life
  • Premiums are locked-in and do not change
  • Policy increases in cash value over time
  • You typically only get partial coverage for the first two years, and the full insured amount only in the third year of the policy
  • Insurance company cannot cancel coverage as long as you pay premiums on time
  • Proceeds can be used for burial costs and other end-of-life expenses

Ocean County New Jersey Telephone Systems
450 Brick Blvd. Brick, New Jersey 08723 . Dallas insurance broker: auto insurance, individual/group health insurance, homeowners insurance, life insurance, .
http://www.ameritelnj.com/affordable-telephone-systems-other6.html

 

 

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