BUYING LIFE INSURANCE TO COVER ELDERLY PARENTS
National Life Group
National Life Group is a diversified family of financial service companies offering life insurance, annuity and investment products to help . National Life Insurance Company | Life Insurance Company of the Southwest | Equity Services, .
http://www.nationallife.com/
Life of the Southwest | Annuity Digest Company Listings
Learn about Life Insurance Company of the Southwest and the annuity products it offers in the free Annuity Digest company database.
http://www.annuitydigest.com/company/life-southwest
Life Insurance Company of The Southwest
Life Insurance Company of The Southwest insurance plans include health, life, and annuities. Life Insurance Company of The Southwest is located in Dallas, .
http://www.insuranceproviders.com/companies/life-insurance-company-of-the-southwest/
SEC Final Rule: Indexed Annuities and Certain Other Insurance ...
primary product has been indexed annuities.); Life Insurance Company of the Southwest. (“LSW”) (Best's Company Reports, Life Ins. Co. of the Southwest, June .
http://www.sec.gov/rules/final/2009/33-8996.pdf
Life Insurance Company of The Southwest | Company profile from ...
Life Insurance Company of the Southwest (LSW) provides a variety of retirement- related annuities and life insurance products. It specializes in 403(b) .
http://www.hoovers.com/company/Life_Insurance_Company_of_The_Southwest/rrrjhif-1.html
Term Life Insurance (for healthy seniors)
Key features:
- Medical examination required, to prove that the insured is in good health
Life Insurance Company of the Southwest | National Life Group
Life Insurance Company of the Southwest (LSW) based in Addison, Texas is a . and recognized as an industry leader in annuity and life insurance products.
https://www.nationallifegroup.com/PublicSite/Views/OurValues.aspx?id=75- Insured covered up to the age of 90 or 95 (depends on insurance company guidelines)
- Premiums increase towards the end of the Term
- Many seniors outlive the fixed term so look for a policy that can be converted to whole life insurance
- Consider purchasing Burial Insurance also, should the senior outlive the Term
Burial Insurance (for healthy seniors)
Key features:
- No medical examination required
- Insured person is covered for life
- Premiums are locked-in and do not change
- Moreover, cash value increases over time
- If the insured is healthy, then you receive full benefit the day after you pay your first premium
- Coverage cannot be canceled as long as you pay your premiums on time
- Proceeds can be used for burial costs and other end-of-life expenses
Graded Benefits Burial Insurance (for seniors with health problems)
Key features:
- No medical examination required
- Insured person is covered for life
- Premiums are locked-in and do not change
- Policy increases in cash value over time
- You typically only get partial coverage for the first two years, and the full insured amount only in the third year of the policy
- Insurance company cannot cancel coverage as long as you pay premiums on time
- Proceeds can be used for burial costs and other end-of-life expenses
Annuity Withdrawal Request - National Life Group
National Life Group® is a trade name of National Life Insurance Company, . of the Southwest/National Life Insurance Company to deposit annuity payments or .
https://ektron.nationallifegroup.com/uploadedFiles/National_Life_Group/National_Life/Customer_Support/Customer_Service_Forms/1476a.pdf
