life insurance online course

BUYING LIFE INSURANCE TO COVER ELDERLY PARENTS

Insurance License Classes Online & Insurance Continuing ...
LearnInsurance offers online insurance license training nationwide. . continuing education in Life and Health Insurance and Property and Casualty Insurance .
http://www.learninsurance.com/

Become Insurance Agent
Life & Health Insurance Training · Property & Casualty Insurance Training · Insurance . Online Courses for Insurance Adjuster & Producer/Agent Training .
http://www.insurance-schools.com/lh.asp

WebCE.com | Insurance Continuing Education (CE)
Each year we deliver over 700000 insurance CE courses. . Most of our online insurance CE courses also qualify for CFP CE, Adjuster CE, . LIFE Life / Health .
http://www.webce.com/

Insurance License Training - Insurance Exam Course
AIT offers an online course university for insurance pre license training. Licensing is available for life and health insurance delivered online. Each state has it's .
http://www.aitraining.com/insurancelicense.htm

Insurance Licensing Courses | Life Insurance License | Health ...
ABTrainingCenter.com offers a variety of insurance licensing courses and products to help you earn your life insurance license, health insurance license, .
http://www.abtrainingcenter.com/insurance_licensing.asp

America's Training Center
12 Hrs | Pre-Licensing Codes and Ethics | Life Only Agent and Accident and Health Agent . Pre-Licensing Online Insurance Training with (Uncle Lou's) Premier .
http://www.americastrainingcenteronline.com/

Term Life Insurance (for healthy seniors)

Key features:

  • Medical examination required, to prove that the insured is in good health
  • OnLine Life Insurance Course Catalog for PBSC
    Jan 25, 2012 . The courses have a linear design. You start and go straight through with occasional stops to check your progress. You complete each course in .
    http://www.oltraining.com/fl_palmbeachstate/palmbeachstatelhap-l.html

  • Insured covered up to the age of 90 or 95 (depends on insurance company guidelines)
  • Premiums increase towards the end of the Term
  • Many seniors outlive the fixed term so look for a policy that can be converted to whole life insurance
  • Consider purchasing Burial Insurance also, should the senior outlive the Term

Burial Insurance (for healthy seniors)

Key features:

  • No medical examination required
  • Insured person is covered for life
  • Premiums are locked-in and do not change
  • Moreover, cash value increases over time
  • If the insured is healthy, then you receive full benefit the day after you pay your first premium
  • Coverage cannot be canceled as long as you pay your premiums on time
  • Proceeds can be used for burial costs and other end-of-life expenses

 

Graded Benefits Burial Insurance (for seniors with health problems)

Key features:

  • No medical examination required
  • Insured person is covered for life
  • Premiums are locked-in and do not change
  • Policy increases in cash value over time
  • You typically only get partial coverage for the first two years, and the full insured amount only in the third year of the policy
  • Insurance company cannot cancel coverage as long as you pay premiums on time
  • Proceeds can be used for burial costs and other end-of-life expenses

Insurance License | National Online Insurance School
100% Online Courses Satisfy your state pre-licensing credit hours. Prepare for your state health and life insurance exam. All from the comfort of your home or .
http://www.nationalonlineinsuranceschool.com/

 

 

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