life insurance non-smoker non-drinker

BUYING LIFE INSURANCE TO COVER ELDERLY PARENTS

Term Life Insurance is Cheap Life Insurance? @ Rate Detective
Sep 3, 2009 . Female 54 yrs old non smoker and non drinker. I would like to know the chepest/ with the best income protection and as well as life insurance .
http://www.ratedetective.com.au/guides/term-life-insurance.htm

Non smoker-non drinker issue | Cancer Survivors Network
Dec 21, 2011 . Relay For Life . I am very curious about this subject ''non smoker-social drinker issue''. . academic, the insurance industry or a combination of them all it was decided that it was not unethical to attribute a definitive cause to .
http://csn.cancer.org/node/232627

Non-Medical Life Insurance Consumer Report | Life Insurance Canada
I am interested in finding the best guaranteed life or some insurance like it for my husband who is 64 years old, non smoker, non drinker, in good health. He is a .
http://lsminsurance.ca/tips/non-medical-life-insurance/non-medical-insurance

Keeping New Year's Resolutions Could Lower Your Life Insurance ...
If you quit smoking, lose weight or stop drinking as a New Year's resolution, you . a specific definition for an alcoholic, many don't clearly define a "heavy drinker. . When is a Term Life Insurance Consumer Considered to be a Non-Smoker?
http://www.insweb.com/life-insurance/new-years-resolution-life-insurance.html

I'm 25 Years Old. Why Should I Care About Life Insurance ...
I bought my life insurance policy when I was 22. I was (and still am) a non-smoker and non-drinker. I do not live a reckless lifestyle. The only health problem I .
http://www.doityourself.com/stry/lifeinsuranceat25

Term Life Insurance (for healthy seniors)

Key features:

  • Medical examination required, to prove that the insured is in good health
  • roomshare available for non smoker non drinker - female ...
    roomshare available for non smoker non drinker - female . Come and live with an Australian family and have the chance to experience the Auustralian life. . Tax, Insurance & Financial; Taxi, Chauffeur & Airport Transfer; Travel Agent .
    http://www.gumtree.com.au/s-ad/maylands/roomshare/roomshare-available-for-non-smoker-non-drinker-female/1000721864

  • Insured covered up to the age of 90 or 95 (depends on insurance company guidelines)
  • Premiums increase towards the end of the Term
  • Many seniors outlive the fixed term so look for a policy that can be converted to whole life insurance
  • Consider purchasing Burial Insurance also, should the senior outlive the Term

Burial Insurance (for healthy seniors)

Key features:

  • No medical examination required
  • Insured person is covered for life
  • Premiums are locked-in and do not change
  • Moreover, cash value increases over time
  • If the insured is healthy, then you receive full benefit the day after you pay your first premium
  • Coverage cannot be canceled as long as you pay your premiums on time
  • Proceeds can be used for burial costs and other end-of-life expenses

 

Graded Benefits Burial Insurance (for seniors with health problems)

Key features:

  • No medical examination required
  • Insured person is covered for life
  • Premiums are locked-in and do not change
  • Policy increases in cash value over time
  • You typically only get partial coverage for the first two years, and the full insured amount only in the third year of the policy
  • Insurance company cannot cancel coverage as long as you pay premiums on time
  • Proceeds can be used for burial costs and other end-of-life expenses

High GGT- rejected for life insurance - Gastroenterology / Digestive ...
I was rejected for additional life insurance in 1997 due to a high GGT test. . occasional wine or beer (average once a week), and have never been a heavy drinker. . I am a 43 year old male in good health, non-smoker, do n.
http://www.medhelp.org/posts/Gastroenterology---Digestive-Disorders/High-GGT--rejected-for-life-insurance/show/235151

 

 

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