life insurance norfolk

BUYING LIFE INSURANCE TO COVER ELDERLY PARENTS

Virginia Home, Business, & Car Insurance - Salzberg Insurance ...
Salzberg Insurance Agency specializes in Virginia home insurance as well as car , business & commercial insurance in Norfolk, . There are essentially two kinds of heath insurance, and though there are many kinds of life insurance, they also .
http://www.salzberginsurance.com/

Norfolk Life Insurance - Cheap Life Insurance in Norfolk
Before you invest in a life insurance policy, be sure to consider all of your opportunities. Learn more about life insurance in Norfolk and find out how you can .
http://www.termlifeinsurance.com/norfolk.html

Dennis Livreri - Financial Professional - Prudential
Log in to Your Account, Insurance, Mutual Funds & Annuities, 401(k) / 403(b) / 457 / Pensions, Pruco COMMAND . Norfolk, VA, 23510 . Changing market and economic conditions are a fact of life, but there are things you can do to help build .
http://www.prudential.com/us/d.livreri

Garry Price - State Farm Agent in Norfolk, VA - State Farm Insurance
State Farm Insurance Agent Garry Price (757) 853-7410 1515 N Military Highway , Suite 103, Norfolk VA, 23502-1837 for Auto, Home, Life and Financial .
http://www.statefarm.com/agent/US/VA/Norfolk/Garry-Price-Y1YW11YS000

Missy Harwood - State Farm Agent in Norfolk, VA
State Farm Insurance Agent Missy Harwood (757) 626-1020 733 Boush Street, Suite 103, Norfolk VA, 23510 for Auto, Home, Life and Financial Services in .
http://www.statefarm.com/agent/US/VA/Norfolk/Melissa-Harwood-H9NGL1YS000

Term Life Insurance (for healthy seniors)

Key features:

  • Medical examination required, to prove that the insured is in good health
  • Insurance Associates, Inc. | Personal, Business, Health & Life ...
    Insurance Associates. 1900 W Pasewalk Avenue PO Box 1128. Norfolk, NE 68702-1128. Direct (402) 371-0792. Toll Free (800) 310-0792. Fax (402) 371- 0794 .
    http://www.insuranceassociates.biz/

  • Insured covered up to the age of 90 or 95 (depends on insurance company guidelines)
  • Premiums increase towards the end of the Term
  • Many seniors outlive the fixed term so look for a policy that can be converted to whole life insurance
  • Consider purchasing Burial Insurance also, should the senior outlive the Term

Burial Insurance (for healthy seniors)

Key features:

  • No medical examination required
  • Insured person is covered for life
  • Premiums are locked-in and do not change
  • Moreover, cash value increases over time
  • If the insured is healthy, then you receive full benefit the day after you pay your first premium
  • Coverage cannot be canceled as long as you pay your premiums on time
  • Proceeds can be used for burial costs and other end-of-life expenses

 

Graded Benefits Burial Insurance (for seniors with health problems)

Key features:

  • No medical examination required
  • Insured person is covered for life
  • Premiums are locked-in and do not change
  • Policy increases in cash value over time
  • You typically only get partial coverage for the first two years, and the full insured amount only in the third year of the policy
  • Insurance company cannot cancel coverage as long as you pay premiums on time
  • Proceeds can be used for burial costs and other end-of-life expenses

Term Life Insurance Chesapeake VA / Financial Services Norfolk VA ...
Jan 1, 2012 . http://www.phillipsadams.com Metlife - Phillip Adams 505 S. Independence Pkwy Ste 101, Chesapeake VA 23320 (757) 382-4178 Are you .
http://www.youtube.com/watch?v=fDZWTZu4JZM

 

 

- o -