life insurance northwest

BUYING LIFE INSURANCE TO COVER ELDERLY PARENTS

Northwestern Mutual life insurance and financial services
Northwestern Mutual can help you obtain financial security through life insurance , disability insurance, investment management and other financial services.
http://www.northwesternmutual.com/

Life insurance - Northwestern Mutual
Learn about a life insurance policy from the Northwestern Mutual Life Insurance Company.
http://www.northwesternmutual.com/products-and-services/personal/life-insurance/default.aspx

About Northwestern Mutual financial security
Northwestern Mutual helps people achieve financial security. And in the process we put the . Learn more about Northwestern Mutual's strong financial strength.
http://www.northwesternmutual.com/about-northwestern-mutual/default.aspx

Financial Representative internships from Northwestern Mutual
Learn about the financial representative internship opportunity available from Northwestern Mutual.
http://www.northwesternmutual.com/career-opportunities/financial-representative-internship/default.aspx

Northwest Mutual Life - Life Reviews. Buying Guides & Consumer ...
Epinions.com - Read product reviews on Northwest Mutual Life - Life - Insurance. Overall Rating: 4 stars from 11 consumer reviews at Epinions.com.
http://www.epinions.com/reviews/finc-Insurance-All-Northwest_Mutual_Life_-_Life

Term Life Insurance (for healthy seniors)

Key features:

  • Medical examination required, to prove that the insured is in good health
  • Life and Health Insurance - NorthWest Insurance Agency - Auto ...
    NorthWest Insurance Agency offers a complete line of group and individual health and life insurance products. Individual and family health insurance is health .
    http://www.nwinsure.com/life_health_insurance.htm

  • Insured covered up to the age of 90 or 95 (depends on insurance company guidelines)
  • Premiums increase towards the end of the Term
  • Many seniors outlive the fixed term so look for a policy that can be converted to whole life insurance
  • Consider purchasing Burial Insurance also, should the senior outlive the Term

Burial Insurance (for healthy seniors)

Key features:

  • No medical examination required
  • Insured person is covered for life
  • Premiums are locked-in and do not change
  • Moreover, cash value increases over time
  • If the insured is healthy, then you receive full benefit the day after you pay your first premium
  • Coverage cannot be canceled as long as you pay your premiums on time
  • Proceeds can be used for burial costs and other end-of-life expenses

 

Graded Benefits Burial Insurance (for seniors with health problems)

Key features:

  • No medical examination required
  • Insured person is covered for life
  • Premiums are locked-in and do not change
  • Policy increases in cash value over time
  • You typically only get partial coverage for the first two years, and the full insured amount only in the third year of the policy
  • Insurance company cannot cancel coverage as long as you pay premiums on time
  • Proceeds can be used for burial costs and other end-of-life expenses

NorthWest Insurance Agency - Auto, Home, Business / Commercial ...
NorthWest Insurance Agency provides Auto, Home, Business / Commercial Insurance and Life / Health Insurance for California and Oregon.
http://www.nwinsure.com/

 

 

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