BUYING LIFE INSURANCE TO COVER ELDERLY PARENTS
The Potential for NTproBNP in Life Underwriting
The “normal” values are clustered at the low end and are skewed to the high side . at all useful in deciding how useful NTproBNP will be in life insurance .
https://www.heritagelabs.net/NewsletterPDF/eNews_NTproBNP_UW_Jan09.pdf
NT_proBNP
Jul 1, 2007 . NT-proBNP is emerging as one of the better new markers . used and accepted in day-to-day life insurance . elevated lipids and ratios, high .
https://www.heritagelabs.net/NewsletterPDF/Spring_07_Envoy.pdf
N-terminal pro brain natriuretic peptide in arterial hypertension— a ...
Patients with high NT-proBNP and known cardiovascular disease had a seven- fold . and an increasing economic burden for the health care system due to . Baseline values for LIFE patients and normal volunteers. Normal volunteers .
http://eurjhf.oxfordjournals.org/content/6/3/313.full.pdf
N-terminal pro brain natriuretic peptide in arterial hypertension—a ...
Patients with high NT-proBNP and known cardiovascular disease had a . care system due to cardiovascular complications and due to the growing use . NT- proBNP was significantly higher in the LIFE patients than in the normal volunteers.
http://eurjhf.oxfordjournals.org/content/6/3/313.full
Study Reveals Potential For NT-proBNP As A Marker To Predict ...
Jul 1, 2008 . The results of the pilot study showed that NT-proBNP values greater than 100 . for CV-AE in patients with NT-proBNP values ?100 ng/L was 1.95-fold higher . on a broad range of fronts to improving people's health and quality of life. . not take any action before consulting with a health care professional.
http://www.medicalnewstoday.com/releases/113420.php
Term Life Insurance (for healthy seniors)
Key features:
- Medical examination required, to prove that the insured is in good health
Latest Developments in Identifying Cardiac Risk | LifeHealthPro
Jul 9, 2008 . From the July 01, 2008 issue of Life Insurance Selling • Subscribe! . Individuals who have hs-CRP results in the high end of the normal range . NT-proBNP has also been shown to be more precise than BNP in relation to .
http://www.lifehealthpro.com/2008/07/09/latest-developments-in-identifying-cardiac-risk- Insured covered up to the age of 90 or 95 (depends on insurance company guidelines)
- Premiums increase towards the end of the Term
- Many seniors outlive the fixed term so look for a policy that can be converted to whole life insurance
- Consider purchasing Burial Insurance also, should the senior outlive the Term
Burial Insurance (for healthy seniors)
Key features:
- No medical examination required
- Insured person is covered for life
- Premiums are locked-in and do not change
- Moreover, cash value increases over time
- If the insured is healthy, then you receive full benefit the day after you pay your first premium
- Coverage cannot be canceled as long as you pay your premiums on time
- Proceeds can be used for burial costs and other end-of-life expenses
Graded Benefits Burial Insurance (for seniors with health problems)
Key features:
- No medical examination required
- Insured person is covered for life
- Premiums are locked-in and do not change
- Policy increases in cash value over time
- You typically only get partial coverage for the first two years, and the full insured amount only in the third year of the policy
- Insurance company cannot cancel coverage as long as you pay premiums on time
- Proceeds can be used for burial costs and other end-of-life expenses
Diagnostic Accuracy of Pleural Fluid NT-pro-BNP ... - BioMed Central
Pleural fluid NT-pro-BNP is a very useful biomarker with high diagnostic . The half-life of BNP is approximately 20 minutes whereas of NT-pro-BNP is 1-2 . diagnostic investigations resulting in increased morbidity and health care costs.
http://www.biomedcentral.com/1471-2466/10/58
