BUYING LIFE INSURANCE TO COVER ELDERLY PARENTS
New York Life Insurance Company - The Company You Keep
Life Insurance, Annuities, Long-Term Care Insurance, and Mutual Funds from the Company You Keep.
http://www.newyorklife.com/
Life Insurance - New York Life Insurance Company
Life insurance products including Term, Whole, and Universal from the Company You Keep. Information and details for the products we offer.
http://www.newyorklife.com/life_insurance/
VSC Login Page - New York Life Insurance Company
for the restof your life. . New York Life and its subsidiaries aim to provide information to our customers in a secure . 2010 New York Life Insurance Company.
https://www.vsc3.newyorklife.com/
AARP Life Insurance Program from New York Life
The AARP Life Insurance Program from New York Life Insurance Company offers members both term and permanent coverage. No physical exam is required.
http://www.nylaarp.com/
Guardian Life - Home
2011 The Guardian Life Insurance Company of America, New York, NY all rights reserved. Disclosures | Privacy Policies | SEC Rule 11Ac1-6 Quarterly Report .
http://www.guardianlife.com/
MetLife - Insurance, Benefits, Retirement - Buy Term Life Online
MetLife offers life insurance, disability income insurance, car insurance, employee benefits and more. . 1095 Avenue of the Americas, New York, NY 10036.
http://www.metlife.com/
Security Mutual provides life insurance, disability, retirement ...
Security Mutual's site provides visitors access to valuable life insurance, disability , retirement and estate planning information and offers a newsletter, planning .
http://www.smlny.com/
Term Life Insurance (for healthy seniors)
Key features:
- Medical examination required, to prove that the insured is in good health
New York Life Insurance Company - Wikipedia, the free encyclopedia
The New York Life Insurance Company (NYLIC) is one of the largest mutual life- insurance companies in the United States, and one of the largest life insurers in .
http://en.wikipedia.org/wiki/New_York_Life_Insurance_Company- Insured covered up to the age of 90 or 95 (depends on insurance company guidelines)
- Premiums increase towards the end of the Term
- Many seniors outlive the fixed term so look for a policy that can be converted to whole life insurance
- Consider purchasing Burial Insurance also, should the senior outlive the Term
Burial Insurance (for healthy seniors)
Key features:
- No medical examination required
- Insured person is covered for life
- Premiums are locked-in and do not change
- Moreover, cash value increases over time
- If the insured is healthy, then you receive full benefit the day after you pay your first premium
- Coverage cannot be canceled as long as you pay your premiums on time
- Proceeds can be used for burial costs and other end-of-life expenses
Graded Benefits Burial Insurance (for seniors with health problems)
Key features:
- No medical examination required
- Insured person is covered for life
- Premiums are locked-in and do not change
- Policy increases in cash value over time
- You typically only get partial coverage for the first two years, and the full insured amount only in the third year of the policy
- Insurance company cannot cancel coverage as long as you pay premiums on time
- Proceeds can be used for burial costs and other end-of-life expenses
SBLI USA Mutual Life Insurance Co., Inc.
SBLI USA Mutual Life Insurance Co., Inc. . S.USA Life Insurance Company, Inc. . Life Insurance Company, Inc., 460 West 34th Street, Suite 800, New York, NY .
https://www.sbliusa.com/
