BUYING LIFE INSURANCE TO COVER ELDERLY PARENTS
Job Line - Lexington Memorial Hospital
. benefits package includes group health and dental insurance, life insurance, . retirement program, tuition reimbursement, employee assistance program, and .
http://www.lexingtonmemorial.com/jobline.aspx
Join the Paramount Team | Paramount Pictures
Following is a listing of some of the benefits and work/life programs that are . Medical, Dental, Vision, Life, Disability and Personal; Accident Insurance; 401(k) . Partner Benefits; Employee Assistance Programs; Work/life Programs - lunch 'n .
http://www.paramount.com/studio/jobs
Enrollment
Sep 1, 2011 . Supplemental Life and Dependent Life Insurance . Employee Assistance Program . Navigate to the HR InTouch Benefit Enrollment site: .
http://www.cms.k12.nc.us/Jobs/benefits/Pages/Enrollment.aspx
St. Elizabeth Healthcare -- Employee Assistance Program
As an employee, you have access to the EAP for personal counseling for issues related . accidents and injuries; Lower employee turnover; Reduce health insurance utilization . The key components of the St. Elizabeth Employee Assistance Program . should have access to world class care throughout every stage of life.
http://www.stelizabeth.com/businesshealth/employmentassistance.aspx
WCS HR
May 1, 2009 . This allows an employee to pre-tax expenses for dependent care. 2011-12 Dental & Vision Costs... Dental Insurance Program. Coverage is .
http://www.wilkes.k12.nc.us/hr/benefits.html
Term Life Insurance (for healthy seniors)
Key features:
- Medical examination required, to prove that the insured is in good health
Benefits
Employee Assistance Program - provides short term counseling, referral to additional professional . Basic Life Insurance - pays benefits to your beneficiary in the event of your death for any reason. . To speak with an InTouch Representative .
http://cwalocal13500.com/verizonbenefits.htm- Insured covered up to the age of 90 or 95 (depends on insurance company guidelines)
- Premiums increase towards the end of the Term
- Many seniors outlive the fixed term so look for a policy that can be converted to whole life insurance
- Consider purchasing Burial Insurance also, should the senior outlive the Term
Burial Insurance (for healthy seniors)
Key features:
- No medical examination required
- Insured person is covered for life
- Premiums are locked-in and do not change
- Moreover, cash value increases over time
- If the insured is healthy, then you receive full benefit the day after you pay your first premium
- Coverage cannot be canceled as long as you pay your premiums on time
- Proceeds can be used for burial costs and other end-of-life expenses
Graded Benefits Burial Insurance (for seniors with health problems)
Key features:
- No medical examination required
- Insured person is covered for life
- Premiums are locked-in and do not change
- Policy increases in cash value over time
- You typically only get partial coverage for the first two years, and the full insured amount only in the third year of the policy
- Insurance company cannot cancel coverage as long as you pay premiums on time
- Proceeds can be used for burial costs and other end-of-life expenses
Bentranet - Employee Wellness
Employee Assistance Program: The Employee Assistance Program (EAP) consists of a team of psychologists and licensed clinical social workers who help .
http://www.co.benton.or.us/admin/hr/wellness.php
